Whether it’s exercising more or kicking a bad habit, sticking to our New Year’s resolutions can be difficult, and research shows we generally don’t last too long. By mid-January (specifically Jan. 19), most people have given up on their New Year’s resolutions, according to historical data insights from Strava, the […]

Happy family enjoying together in park. Like many people, I’ve had to deal with significant hits to my income level during the pandemic. We’ve been fortunate to live a comfortable middle-class life, but holding on to that now requires drastic spending reductions and very careful money management. Fortunately, the silver […]