Blog Archive


5 common credit card mistakes and how to avoid them

Americans embrace their credit cards – but the plastic problems are stacking up. (iStock)

U.S. financial consumers are big credit card users. A recent survey by Experian found 62% of Americans have between one to five credit cards.

With that much familiarity, you may think consumers know how to optimize their card experience. But ask the average card user about common (and costly) credit card mistakes and you’ll get an earful.

“A couple of years ago, I was traveling to the USA for a holiday with my family,” said James Gall, founder of the U.K.-based Money Builders, a consumer financial website. “I wanted to take a credit card and after some research found a card that charged zero commission on dollar transactions while in the U.S.”

While traveling abroad Gall could use the card in any store or restaurant with zero fees — a big advantage on a

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  • December 2, 2020

How MBAs Can Avoid Terrible Mistakes

Online teaching, as business schools everywhere have discovered, has downsides. But it also has big benefits, particularly when it comes to MBA students’ experience, says Olivier Sibony, associate professor of strategy and business policy at HEC Paris.

“It actually forces you to vary the formats of the class and of the interactions much more,” says Sibony, a long-time management consultant and lecturer at London Business School, Oxford Saïd, and elsewhere. “Because online, it becomes blindingly obvious that if you spend more than 10 minutes talking, you lose them. So it forces you to rethink your teaching plan to have a lot more exercises, a lot more interaction, a lot more questions, and a lot more breaks. And that is beneficial, too. I mean, I won’t teach the same way in the classroom now that I have some experience at online.”

Sibony is the author of You’re About To Make A

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  • October 21, 2020

5 Mistakes College Students Make With Credit Cards

When you were dreaming about being in college, attending via Zoom was probably not what you had in mind.

I know it must be frustrating, but the current state of affairs will come to an end at some point. In the meantime, you can make the best of your extended stay at home by using the time to learn how credit cards work.

If you think about it, getting to know credit cards while your parents are there to answer all of your questions is kind of ideal. Let me be clear, though. You might not be ready for a credit card in your own name at the start of your freshman year.

But if you had a few years of college under your belt before the pandemic closed down your campus, you could be ready for the responsibility, especially if you’ve been an authorized user on your parents’ credit

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  • September 24, 2020

13 Rookie Walmart Shopping Mistakes You Shouldn’t Make

Everyone remembers their first time at Walmart. You walk from the huge parking lot towards that iconic blue and yellow logo, the sliding doors welcome you in, and you stare into the fluorescent abyss of consumerism. At that moment, your world is forever changed. Unless, of course, you find yourself making a few of those rookie Walmart shopping mistakes during your first trip.

We’re not kidding: Walmart is a place of magically low prices and seemingly endless supply. It seems to always have everything! However, during that initial plunge into the famous superstore, there are a lot of things you may not know. To help with your inaugural (or maybe even second or third) Walmart adventure, here are a few Walmart shopping mistakes to avoid making.

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Make sure to time it out.

walmart shopping
walmart shopping


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  • August 24, 2020

30 Money Mistakes You’re Probably Making This Summer

Summer is usually a time to cut loose and have fun, and while you may not be traveling as much this year, there are still ways to enjoy the season. If you’re not careful, though, fun can lead to overspending and a multitude of other money mistakes.

You certainly don’t want to pay for those mistakes the rest of the year. So, to maintain your financial well-being while still enjoying summer, avoid making these money mistakes.

1. Overspending on Summer Fun Rather Than Saving

While there may not be as much to do outside this summer, there are still plenty of ways to have a good time, especially as things open up. It’s important to keep an eye on your health and your budget though.

“For whatever reason, people can’t prevent themselves from spending out of their limits during the summer,” said Michael Cirelli, a financial advisor with SAI Financial

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