Blog Archive

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Retirement in Brief: A Memory-Loss Trap to Avoid, a Call for National Savings Dashboard, and an Idea to Lessen Longevity Risk

Americans should have access to a free website that tracks all of their retirement benefits, including Social Security, employer-sponsored savings plans, and individual retirement accounts, according to a new paper from the Brookings Institution. In a separate paper, the nonprofit public-policy organization says that “tontines” should be explored as potential savings vehicles for retirement. Meanwhile, a new study shows that seniors who stay engaged in retirement—say by helping to raise grandchildren or volunteering—lessen the likelihood of memory loss as they age.

Here is the latest Barron’s roundup of news and research to help you make informed decisions and gauge your relative retirement readiness.

Study: The Engaged Retiree Suffers Less Memory Loss

Seniors should see retirement not as a permanent vacation but as an opportunity to engage in meaningful, stimulating activities, says Dr. Ross Andel, director of the School of Aging Studies at the University of South Florida. He says that

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  • November 28, 2020
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BJ’s Wholesale Club Holdings, Inc. (BJ) Q3 2020 Earnings Call Transcript

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BJ’s Wholesale Club Holdings, Inc. (NYSE:BJ)
Q3 2020 Earnings Call
Nov 19, 2020, 8:30 a.m. ET

Contents:

  • Prepared Remarks
  • Questions and Answers
  • Call Participants

Prepared Remarks:

Operator

Ladies and gentlemen, thank you for standing by, and welcome to the BJ’s Wholesale Club’s third quarter fiscal 2020 earnings conference call. [Operator instructions] I would now like to hand the conference over to your speaker today, Faten Freiha, vice president, investor relations. Thank you. Please go ahead, madam.

Faten FreihaVice President, Investor Relations

Good morning, everyone. Thank you for joining BJ’s Wholesale Club’s third quarter fiscal 2020 earnings conference call. Lee Delaney, president, CEO; Bob Eddy, chief financial and administrative officer; and Bill Werner, senior vice president, Strategic Planning and Investor Relations, are on the call. Please remember that during this call, we may make forward-looking statements within the meaning of the federal securities

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  • November 20, 2020
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Copart, Inc. (CPRT) Q1 2021 Earnings Call Transcript

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Copart, Inc. (NASDAQ:CPRT)
Q1 2021 Earnings Call
Nov 19, 2020, 11:00 a.m. ET

Contents:

  • Prepared Remarks
  • Questions and Answers
  • Call Participants

Prepared Remarks:

Operator

Please standby. Good day everyone, and welcome to the Copart Incorporated First Quarter Fiscal 2021 Earnings Call. [Operator Instructions]. For opening remarks and introductions, I would like to turn the call over to Mr. John North, Chief Financial Officer of Copart Incorporated. Please go ahead, sir.

John NorthChief Financial Officer

Thanks and good morning. During today’s call, we’ll discuss certain non-GAAP measures, which include adjustments to reverse the effect of certain discrete income tax items, foreign currency-related gains [Technical Issues], certain income tax benefits and payroll taxes related to accounting for stock option exercises and the effect on common equivalent shares from ASU 2016-09.

We’ve provided a reconciliation of these non-GAAP financial measures to the most directly comparable

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  • November 20, 2020
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Lowe’s (LOW) Q3 2020 Earnings Call Transcript

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Lowe’s (NYSE:LOW)
Q3 2020 Earnings Call
Nov 18, 2020, 9:00 a.m. ET

Contents:

  • Prepared Remarks
  • Questions and Answers
  • Call Participants

Prepared Remarks:

Operator

Good morning, everyone, and welcome to Lowe’s Companies third-quarter 2020 earnings conference call. My name is Rob, and I’ll be your operator for today’s call. As a reminder, this conference is being recorded. I will now turn the call over to Kate Pearlman, vice president of investor relations.

Kate PearlmanVice President of Investor Relations

Thank you and good morning, everyone. Here with me today are Marvin Ellison, our president and chief executive officer; Bill Boltz, our executive vice president, merchandising; Joe McFarland, our executive vice president, stores; and Dave Denton, our executive vice president and chief financial officer. I would like to remind you that our notice regarding forward-looking statements is included in our press release this morning, which

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  • November 19, 2020
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IQIYI Inc (IQ) Q3 2020 Earnings Call Transcript

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IQIYI Inc (NASDAQ:IQ)
Q3 2020 Earnings Call
Nov 17, 2020, 10:00 p.m. ET

Contents:

  • Prepared Remarks
  • Questions and Answers
  • Call Participants

Prepared Remarks:

Operator

Ladies and gentlemen, thank you for standing by, and welcome to the iQIYI Third Quarter 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions] I must advice you that today’s conference is being recorded.

I would now like to hand the conference over to your first speaker today, Investor Relations Director of iQIYI, Lei Zhang. Thank you. Please go ahead.

Lei ZhangInvestor Relations Director

Thank you, operator. Hello everyone and thank you for joining iQIYI third quarter 2020 earnings conference call. The company’s results were released earlier today and are available on the company’s Investor Relations website at ir.iqiyi.com.

On the

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  • November 18, 2020
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Mobile TeleSystems PJSC (MBT) Q3 2020 Earnings Call Transcript

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Mobile TeleSystems PJSC (NYSE:MBT)
Q3 2020 Earnings Call
Nov 17, 2020, 10:00 a.m. ET

Contents:

  • Prepared Remarks
  • Questions and Answers
  • Call Participants

Prepared Remarks:

Operator

Dear ladies and gentlemen, welcome to the Conference Call of Mobile Telesystems. [Operator Instructions]

May I now hand you over to Polina Ugryumova, Director of Investor Relations, who will lead you through this conference. Please go ahead.

Polina UgryumovaDirector of Investor Relations

Welcome everybody to today’s event to discuss MTS third quarter 2020 financial and operating results. Before we start, I must remind you that except for historical information, any comments made during this call may constitute forward-looking statements. Important factors including related to the COVID-19 pandemic could cause our actual results to differ materially from those contained in our projections or forward-looking statements. This in turn imply certain risks and more thorough discussion of which are

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  • November 18, 2020
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HUYA Inc. (HUYA) Q3 2020 Earnings Call Transcript

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HUYA Inc. (NYSE:HUYA)
Q3 2020 Earnings Call
Nov 11, 2020, 7:00 a.m. ET

Contents:

  • Prepared Remarks
  • Questions and Answers
  • Call Participants

Prepared Remarks:

Operator

Hello, ladies and gentlemen. Thank you for standing by for the 2020 third-quarter earnings conference call for HUYA Inc. [Operator instructions] I will now turn the call over to Ms. Dana Cheng, company investor relations.

Please go ahead.

Dana ChengInvestor Relations

Hello, everyone and welcome to Huya’s 2020 third-quarter earnings conference call. The company’s financial and operational results were issued earlier today and are posted online. You can also view the earnings press release by visiting the IR website at ir.huya.com. A replay of the call will be available on the IR website in a few hours.

Participants on today’s call will be Mr. Rongjie Dong, chief executive officer of Huya; and Ms. Catherine Liu, chief financial officer.

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  • November 12, 2020
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McDonald’s goes meatless and Four Seasons Total Landscaping sells ‘Make America Rake Again’ stickers: Tuesday Wake-Up Call

 

Welcome to the new new normal

Good morning! With the presidential election more or less wrapped up, you would think news would be a little slower, but the opposite is true. Brands, for the most part, have awoken from their politics-induced naps. General Motors, Ford, Fiat Chrysler, Toyota and United Airlines have issued statements of congratulations to President-Elect Joe Biden, writes Ad Age’s E.J. Schultz.

At any other time, that might seem normal, but Americus Reed, The Whitney M. Young Jr. Professor of Marketing at the University of Pennsylvania’s Wharton School, tells Schultz that during the tense political climate brands might want to refrain from sharing their positions, saying “until there is a strong concession and acceptance, it might be slightly controversial.” 

“Where’s the beef?”

Wendy’s old slogan “Where’s the beef?” can now apply to McDonald’s. McDonald’s is arriving to the meatless party with its own plant-based product, fittingly called 

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  • November 10, 2020
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Verra Mobility (VRRM) Q3 2020 Earnings Call Transcript

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Verra Mobility (NASDAQ:VRRM)
Q3 2020 Earnings Call
Nov 6, 2020, 5:00 p.m. ET

Contents:

  • Prepared Remarks
  • Questions and Answers
  • Call Participants

Prepared Remarks:

Operator

Good day, everyone, and welcome to the Verra Mobility Third Quarter 2020 Financial Results Conference Call. [Operator Instructions]

And at this time, I’d like to turn the conference over to Marc Griffin. Please go ahead, sir.

Marc P. GriffinICR for Verra Mobility

Thank you. Good afternoon, and welcome to Verra Mobility’s Third Quarter 2020 Earnings Call. Today, we’ll be discussing the results announced in our press release issued after the market closed. With me on the call this afternoon is David Roberts, Verra Mobility’s Chief Executive Officer; and Tricia Chiodo, our Chief Financial Officer. They’ll begin with prepared remarks, and then we’ll open up the call for Q&A. During the call, we’ll make statements related to our business

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  • November 7, 2020
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Coty (Class A) (COTY) Q1 2021 Earnings Call Transcript

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Coty (Class A) (NYSE:COTY)
Q1 2021 Earnings Call
Nov 06, 2020, 8:00 a.m. ET

Contents:

  • Prepared Remarks
  • Questions and Answers
  • Call Participants

Prepared Remarks:

Operator

Good morning, ladies and gentlemen. My name is Maria, and I’ll be your conference operator today. At this time, I would like to welcome everyone to Coty’s first-quarter fiscal 2021 results conference call. As a reminder, this conference call is being recorded today, November 6, 2020.

On today’s call are Sue Nabi, chief executive officer; and Pierre-André Terisse, chief operating and chief financial officer. I would like to remind you that many of the comments today may contain forward-looking statements. Please refer to Coty’s earnings release and the reports filed with the SEC where the company lists factors that could cause actual results to differ materially from these forward-looking statements. In addition, except where noted, the discussion of Coty’s

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  • November 7, 2020